You wouldn’t leave the door to your house unlocked at night in the hopes that you’ll catch a thief red-handed, would you? Then why wait until thieves open credit accounts in your name before being notified that there’s a problem.
Up until recently I was a big proponent of Equifax’s Credit Watch service, whereby an email notification is received whenever a change occurs to your credit report. You then have to sift through the changes and make sure nothing fraudulent has occurred.
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